Step 2: Credit Questions     Are you going to be the primary borrower? yes no Is there going to be a co-borrower? yes no Credit history (include co-borrower if applicable) excellent good slow pay 30 day lates some collections bankruptcy Mortgage payment history (include co-borrower history as well) never made a late payment some late payments in last 2 years some more than 30 day late payments foreclosure How long have you been with your current employer?   If self employed, how long? What are your gross monthly expenses (include insurance, rent, credit cards, student loans, bills, etc)? What is your gross monthly income (include co-borrower, dividends, alimony, rental property, pension, etc)? What is the estimated value of your assets (include 401K, stocks, bonds, savings account, checking account, etc)?